Head- Credit Risk
The job role is for a incumbent to manage the auto loan portfolio. Formulation of underwriting policy, timely amendments, new product introductions, technology interfaces, Analytics , Developing appropriate risk metrics and monitoring the portfolio performance through suitable risk dashboards are part of the role expectations
10 - 15 years
Any graduation, or Any PG
1. Maintaining portfolio quality in terms of NPA %
2. Credit policy administration
3. Hindsighting
4. Regulatory compliance
Analytic Problem Solving, Asset Backed Financing,
1. Knowledge of auto loan underwriting
2. Ability to identify the right risk metrics
3. Knowledge of regulatory requirements pertaining to credit Risk and KYC
4. Analytics
5.Tech knowledge