Head- Credit Risk

  • Gurugram, Haryana, India
  • On Roll
  • Financial Services
  • 10 - 15 years
Job Title:

Head- Credit Risk

Job Description:

The job role is for a incumbent to manage the auto loan portfolio. Formulation of underwriting policy, timely amendments, new product introductions, technology interfaces, Analytics , Developing appropriate risk metrics and monitoring the portfolio performance through suitable risk dashboards are part of the role expectations

Experience Range:

10 - 15 years

Educational Qualifications:

Any graduation, or Any PG

Job Responsibilities:

1. Maintaining portfolio quality in terms of NPA %
2. Credit policy administration
3. Hindsighting
4. Regulatory compliance

Skills Required:

Analytic Problem Solving, Asset Backed Financing,

Candidate Attributes:

1. Knowledge of auto loan underwriting
2. Ability to identify the right risk metrics
3. Knowledge of regulatory requirements pertaining to credit Risk and KYC
4. Analytics
5.Tech knowledge

Job Code: KL-GHV9A9JG
About Us
India’s largest auto-tech company and a one stop shop for an integrated auto- ecosystem play, to provide exceptional consumer experience through best-in-class product and tech innovations. With more than 91 million in monthly traffic, 52 million monthly unique visitors, 3.5 million YouTube subscribers and more than 10 million mobile app downloads, GirnarSoft group has become the largest consumer facing auto tech company in the country with 86% of the New Car Buyers who research online come to CarDekho.com. The Company is also a pioneer in introducing specialized portals like TyreDekho.com, TrucksDekho.com and CollegeDekho.com.

Presence in international markets under the brand names of ZigWheels and OTO, covering diverse countries such as Malaysia, Philippines, and Indonesia. OTO.com is the number one auto site in Indonesia.

We are looking for Tigers to roar!

If you believe you’re born to innovate great things. Well, you have come to the right place.
Why Us?
1. Largest online auto platform and only company providing end-to-end customer value proposition for automotive purchase
2. Phenomenal growth story: Net Revenue grew 45% y-o-y in Q4FY21; Series E funded; recently entered the Unicorn club

1. Opportunity to make a real difference supplemented by great camaraderie, autonomy at work and super-fast speed to action
2. Avenues to explore self-interests / strengths and land in the right role

1. Humble, Capable and visionary leadership
2. Top-notch Advisory Board

1. High on meritocracy: You hustle, you perform, you get rewarded
2. Deep rooted values (DELITE – Decisive, Empathy, Lean, Innovative, Trustworthy, Excellent Customer Service)