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Credit Executive

  • Gurugram, Haryana, India
  • On Roll
  • Credit Control
  • 3 - 5 years
Job Title:

Credit Executive

Job Description:

This role will provide support within the FS group. The role holder is responsible for the credit analysis of used car loans within the defined turn-around time.

Experience Range:

3 - 5 years

Educational Qualifications:

Any graduation,

Job Responsibilities:

1. Interpretation of Credit Bureau Report, Assessment of Income, Analysis of Bank Statements.
2. Assessing eligibility of customers as per the credit policy.
3. Preparation of Credit Appraisal Memo and proposing the deal as per the approval matrix.
4. Interaction with sales team and product team.
5. Customer Interaction to understand needs, finds solutions within the product range available

Skills Required:

credit ops, Financial Analysis, Credit Appraisals,

Candidate Attributes:

1. Diligent and strong attention to detail.
2. Good communication skills and an effective team player willing to contribute to overall group success
3. Ability to multitask effectively and manage tight timelines and deliverables.

Job Code: KL-QZ3URZ85
About Us
India’s largest auto-tech company and a one stop shop for an integrated auto- ecosystem play, to provide exceptional consumer experience through best-in-class product and tech innovations. With more than 91 million in monthly traffic, 52 million monthly unique visitors, 3.5 million YouTube subscribers and more than 10 million mobile app downloads, GirnarSoft group has become the largest consumer facing auto tech company in the country with 86% of the New Car Buyers who research online come to CarDekho.com. The Company is also a pioneer in introducing specialized portals like TyreDekho.com, TrucksDekho.com and CollegeDekho.com.

Presence in international markets under the brand names of ZigWheels and OTO, covering diverse countries such as Malaysia, Philippines, and Indonesia. OTO.com is the number one auto site in Indonesia.

We are looking for Tigers to roar!

If you believe you’re born to innovate great things. Well, you have come to the right place.
Why Us?
1. Largest online auto platform and only company providing end-to-end customer value proposition for automotive purchase
2. Phenomenal growth story: Net Revenue grew 45% y-o-y in Q4FY21; Series E funded; recently entered the Unicorn club

1. Opportunity to make a real difference supplemented by great camaraderie, autonomy at work and super-fast speed to action
2. Avenues to explore self-interests / strengths and land in the right role

1. Humble, Capable and visionary leadership
2. Top-notch Advisory Board

1. High on meritocracy: You hustle, you perform, you get rewarded
2. Deep rooted values (DELITE – Decisive, Empathy, Lean, Innovative, Trustworthy, Excellent Customer Service)