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Credit Analyst

  • Gurugram, Haryana, India
  • On Roll
  • Credit Control
  • 7 - 10 years
Job Title:

Credit Analyst

Job Description:

Credit appraisal of used car loan applications, meeting targets of turn-around time, approval rates and adherence to service level agreements with Operations and Sales.

The role holder is also responsible for escalating proposals that fall beyond the incumbent's empowerment level.

Experience Range:

7 - 10 years

Educational Qualifications:

Any graduation, and MBA/PGDM CA

Job Responsibilities:

1. Adherence to turn around times (TAT) on customer loan requests, as per the agreed service level agreements (SLA)
2. Process initiatives, feedback received from sales and channel partners to be implemented
3. Adherence to the basic tenets of the Risk and Credit Policy note
4. Liaise and support the Collections & Sales teams
5. Grooming the CPA staff

Skills Required:

Financial Analysis, MIS,

Candidate Attributes:

Diligent, Passionate, keen learner

Job Code: KL-9Y64AUNX
About Us
India’s largest auto-tech company and a one stop shop for an integrated auto- ecosystem play, to provide exceptional consumer experience through best-in-class product and tech innovations. With more than 91 million in monthly traffic, 52 million monthly unique visitors, 3.5 million YouTube subscribers and more than 10 million mobile app downloads, GirnarSoft group has become the largest consumer facing auto tech company in the country with 86% of the New Car Buyers who research online come to CarDekho.com. The Company is also a pioneer in introducing specialized portals like TyreDekho.com, TrucksDekho.com and CollegeDekho.com.

Presence in international markets under the brand names of ZigWheels and OTO, covering diverse countries such as Malaysia, Philippines, and Indonesia. OTO.com is the number one auto site in Indonesia.

We are looking for Tigers to roar!

If you believe you’re born to innovate great things. Well, you have come to the right place.
Why Us?
Organization:
1. Largest online auto platform and only company providing end-to-end customer value proposition for automotive purchase
2. Phenomenal growth story: Net Revenue grew 45% y-o-y in Q4FY21; Series E funded; recently entered the Unicorn club

Role:
1. Opportunity to make a real difference supplemented by great camaraderie, autonomy at work and super-fast speed to action
2. Avenues to explore self-interests / strengths and land in the right role

Leadership:
1. Humble, Capable and visionary leadership
2. Top-notch Advisory Board

Culture:
1. High on meritocracy: You hustle, you perform, you get rewarded
2. Deep rooted values (DELITE – Decisive, Empathy, Lean, Innovative, Trustworthy, Excellent Customer Service)